Mortgage guides
Practical questions for buying, refinancing and comparing loans.
Should you refinance?
Compare interest savings with the cost of switching.
Fixed or floating?
Understand what can change during the loan.
Borrowing against your property
Questions to consider before taking an equity loan.
Before you buy
Check your borrowing, cash and timing before making an offer.
When your income varies
Preparing for a loan if you are self-employed or have several income sources.
What could refinancing save?
An S$800,000 loan, 25 years remaining. Compare 3.5% with 2.5%, allowing S$2,500 for switching costs.
Net interest saved over two years
$13,247
Illustration only. These are not bank quotes or client results.